84 W. Cleo Lane, Roanoke, VA 24019

In execution of the Deed of Trust dated January 28, 2022, in the original principal amount of

$147,283.00, recorded as Inst. 220000449, re-recorded as Inst. 20000623, and subsequently assigned

to Virginia Housing Development Authority, in the Clerk’s Office of the Circuit Court for the County of Botetourt, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the note, the undersigned, as Substitute Trustees, either of whom may act, will sell at public auction at the front entrance of the Circuit Court for the County of Botetourt on June

19, 2023, at 11:00 a.m., the property located at the above address and described as Parcel 1 containing 0.96 acre as shown on map recorded in Deed Book 265, page 326, less and except 0.002 acre parcel conveyed in Deed Book 391, page 224, and Parcel 2 containing 0.9101 acre as shown on plat recorded in Deed Book 466, page 522, together with a perpetual appurtenant easement for use of a well on adjoining property (Deed Book 265, page 326) for domestic water purposes including access to the well

for operation, maintenance and repair, County of Botetourt. TERMS: CASH. PROPERTY SOLD AS IS

WITH SPECIAL WARRANTY OF TITLE. A deposit of $14,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, in cashier’s check or certified

funds only payable to or signed over to “DOLANREID PLLC, TRUSTEE”, balance due within 15 days from

date of sale. No personal checks accepted. Sale is subject to post sale confirmation and audit of the status of the loan including, but not limited to, determination of whether the borrower filed for and

obtained bankruptcy protection, entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, or if trustee is unable to complete the sale, or if it is set aside or not

fully completed for any reason except purchaser’s default, the sale shall be null and void, and the

purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. Upon purchaser’s default, the deposit shall be forfeited and the property resold at the risk and costs of the defaulting purchaser. Sale is subject to all prior liens, easements, restrictions, covenants, reservations and conditions, if any, of record, as well as inchoate liens and any other matters which would be

disclosed by an accurate survey or inspection of the premises. Real estate taxes will be adjusted to the

date of sale. All costs of conveyance, deed, examination of title, recording charges, grantor’s tax and possession will be at the expense of the purchaser. All risks of casualty immediately pass to the successful bidder. Time is of the essence. Winning bidder must sign a memorandum of sale

immediately upon completion of sale. Additional terms may be announced at the time of sale. Trustee’s affidavit and a copy of the notice of sale available at the foreclosure sale. The opening bid is

not announced until the sale. Current sale status available at dolanreid.com/foreclosure-sales. THIS IS A

COMMUNICATION FROM A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

For Information Contact:

DolanReid PLLC and Lura Craghead, Substitute Trustee(s)

12610 Patrick Henry Dr., Ste. C, Newport News, VA 23602; (757) 320-0255