25 Tinkerview Drive, Cloverdale, VA 24077

By virtue of the power and authority contained in a Deed of Trust dated April 26, 2002

and recorded April 29, 2002 in Instrument Number 0203089 in the Clerk’s Office for the

Botetourt County Virginia Circuit Court, Virginia, securing a loan which was originally

$54,800.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will

offer for sale at public auction at the Botetourt County Circuit courthouse steps located at 1 W Main Street, Fincastle, VA 24090-0219.

June 27, 2024 at 2:30 PM

improved real property, with an abbreviated legal description of the following described property, to wit:

LOCATED IN THE COUNTY OF BOTETOURT, VIRGINIA:

BEING UNIT A-2, PHASE I, ACCORDING TO THE PLAT SHOWING PHASE I

SUBDIVISION OF TINKERVIEW  TOWNHOUSE PROPERTY,

BLUE RIDGE MAGISTERIAL DISTRICT, DATED DECEMBER 1, 1984, REVISED APRIL 2, 1985, PREPARED BY WEEKS, HUBBELL, MCGHEE, P.C., CERTIFIED LAND SURVEYORS, OF RECORD IN THE CLERK`S OFFICE OF THE CIRCUIT COURT FOR THE COUNTY OF BOTETOURT, VIRGINIA, IN PLAT BOOK 11, PAGES 60-62; AND as more fully described in the aforesaid Deed of Trust.

TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESENTATION OR

WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier’s check or money order by the purchaser. The balance of the purchase price, with interest at the rate

contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to

the costs and expenses of sale and Substitute Trustee’s fee. All other public charges or

assessments, including water/sewer charges, whether incurred prior to or after the sale, and

all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller’s attorneys at settlement, a fee of $470.00 for review of the settlement documents.

Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding.

FOR INFORMATION CONTACT Rosenberg & Associates, LLC (Attorney for the Secured Party)

4340 East West Highway, Suite 600

Bethesda, MD 20814

301-907-8000

www.rosenberg-assoc.com