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In execution of a

certain Deed of Trust dated January 4, 2006, in the original principal amount of $175,000.00 recorded

in the Clerk’s Office, Circuit Court for Botetourt County, Virginia as Instrument No. 060000421. The

undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court

building for Botetourt County, Main Street, Fincastle, VA 24090, or any such temporary alternative

Circuit Court location designated by the Judges of the Circuit Court, on October 14, 2025, at 12:15 PM, the property described in said Deed of Trust, located at the above address, and more particularly

described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH ALLTHE

APPURTENANCES THEREUNTO BELONGING LYING AND BEING THE COUNTY OF

BOTETOURT, STATE OF VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO WIT: BEING LOT 17, BLOCK 5, ACCORDING TO THE MAP OF RAINBOW FOREST, PROPERTY OF, BOTETOURT DEVELOPMENT CORPORATION, BOTETOURT COUNTY, VIRGINIA, MADE BY C.B. MALCOLM AND SON, S.C.E.`S, DATED AUGUST 15, 1960 OF

RECORD IN TILE CLERK`S OFFICE OF THE CIRCUIT COURT OF BOTETOURT COUNTY, VIRGINIA, IN PLAT BOOK 4, PAGE 102. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject

Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute

Trustee must be present at the time of the sale. The balance of the purchase price will be due within

fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the

essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of

the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of

Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no

further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. A form copy of the

Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for

viewing at www.bwwsales.com. Additional terms, if any, to be announced at the sale and the

Purchaser may be given the option to execute the contract of sale electronically. This is a

communication from a debt collector and any information obtained will be used for that purpose. The

sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt

Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC,

attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: www.bwwsales.com.

VA-372477-1